DFCC Bank and Home Lands Skyline Partner to Offer Zero Down Payment Home Loans

DFCC Bank, in an exclusive partnership with Home Lands Skyline, has announced a breakthrough in home financing by introducing a Zero Down Payment Home Loan. This unique offering allows aspiring homeowners to obtain 100% financing with no upfront payment required, removing one of the most significant barriers to homeownership.

Designed with affordability and convenience in mind, this home loan solution enables customers to purchase Luxurious Colombo City Apartments as well as Themed Resort Apartments and Villas from Home Lands Skyline with zero initial capital outlay, making it possible for more Sri Lankans to take their first step onto the property ladder.

A key highlight of the offer is the advance disbursement of 30% of the approved loan amount, which provides customers with the flexibility and financial assurance needed to proceed confidently with their purchase. Additionally, DFCC Bank has streamlined the approval process to ensure loan disbursement within just 10 days, delivering a swift and hassle-free experience.

Speaking on this milestone initiative, Aasiri Iddamalgoda, Senior Vice President – Retail Banking and SME at DFCC Bank, said: "This partnership with Home Lands marks a significant step in our ongoing mission to simplify access to homeownership. With the introduction of the Zero Down Payment Home Loan, we are directly addressing the affordability challenges many Sri Lankans face. By offering 100% financing, faster processing, and eliminating the need for an upfront payment, DFCC Bank is delivering on its promise to be the most customer-centric and accessible bank in the country."

Commenting on this partnership, Lanka Jayasinghe, Director – Operations and Administration at Home Lands Group, said: "Our pioneering effort to make high quality home ownership and investment opportunities accessible to Sri Lankans living in Sri Lanka and overseas, is further complemented by this landmark partnership. We strive to provide the best value in real estate investment by offering scalable solutions and convenient, yet realistic payment plans to all sections of society. Drawing on our heritage of trust, we join hands with DFCC Bank to further simplify the financing of property ownership in the country."

This initiative reflects DFCC Bank's broader strategy for aligning its financial solutions with customers' real needs, driven by a deep understanding of market challenges and aspirations. By combining innovation with a customer-first approach, DFCC Bank is redefining what is possible in-home financing in Sri Lanka.

To learn more about DFCC Bank's Zero Down Payment Home Loan in partnership with Home Lands Skyline, customers can visit their nearest DFCC Bank branch or call 011 2 350000. 

Customers can call Home Lands Skyline on 011 2 888777 to obtain specific project information or learn more about current development projects, and to even schedule a site visit.

About DFCC Bank

DFCC Bank PLC, established in 1955 and listed on the Colombo Stock Exchange since 1956, is one of Sri Lanka’s leading financial institutions. Regulated by the Central Bank of Sri Lanka and rated A (lka) by Fitch Ratings, the Bank offers a comprehensive portfolio of retail, corporate, and SME banking services, along with treasury, investment, and trade finance solutions.

With customer centricity and sustainable innovation at its core, DFCC Bank delivers seamless and secure banking experiences, which include digital platforms like DFCC MySpace, and through a network of 138 branches and access to over 5,500 ATMs via the LankaPay network.

A recognised leader in sustainable finance and renewable energy initiatives, DFCC Bank is committed to reducing environmental impact and fostering long-term economic resilience.

Home Lands Skyline

Home Lands Skyline, part of the Home Lands Group, is the leading developer of diverse residential real estate mega projects in Sri Lanka. The group has achieved full integration through its unique business model operating as a conglomerate of 12 companies including its own construction company which has obtained the highest CS2 grading by the Construction Industry Development Authority of Sri Lanka (CIDA). Some of the recent development projects undertaken by Home Lands Skyline include Waterdale Ultra Luxury Residencies, Bayfonte Marina Resort Apartments & Villas, Canterbury Golf Resort Apartments & Residencies, Oceana Beach Resort Apartments & Villas, Cressida Resort Apartments, Greendale Retirement Leisure Village, Santorini Resort Apartments & Residencies etc. While serving a global clientele with its own offices in Australia and Dubai, Home Lands Skyline has won international acclaim and recognition including consecutive Best Developer – Sri Lanka awards at the Property Guru Asia Property Awards.